47% of US customers need financing for a purchase of $400 or more

Non-prime customers are shopping, but without financing options they simply won’t buy. Zibby helps you capture this missing segment by allowing them to pay over time.

Here's what we bring to the table

  • Online and in-store technology
  • Paperless application
  • API flexibility
  • Instant approvals up to $3,500
  • Only $45 due at checkout
  • Daily funding
  • Marketing support
  • A+ customer service

Turn key integrations

Zibby is the only lease-to-own platform that integrates with major e-commerce platforms to power online shopping and lives in-store as a cloud based portal. We also have flexible APIs if you’re looking for something custom.

Zibby integrations graphic
Zibby integrations graphic

How it works

Apply online with Zibby graphic

Approve your customer and checkout
in 90 seconds or less

Our 3-step application lives on your website or in your store.
All we need is a few basic pieces of information to approve your customer for up to $3,500, instantly!

See for yourself

Instantly approve your customers

Shop online with Zibby graphic

Your customer shops online or in-store

Zibby partners with retailers who sell furniture, appliances, electronics, mattresses, jewelry, automotive items and more.

I want to offer Zibby

You're 1 step closer to offering Zibby

Checkout with Zibby graphic

Checkout with Zibby

Checking out with us is 100% paperless. We’re able to match your customer with a comfortable payment plan that aligns with their budget and pay dates. With only $45 out of pocket, they get to take their items home or have them shipped immediately.

I want to offer Zibby

You're 1 step closer to offering Zibby

Pay over time graphic

They pay over time and you get
funded within 1-3 days

The customer makes payments to Zibby with the option to pay off at any time. The sooner they pay off their lease the more they save! Once they pay off their lease they own their items. From there, we’ll re-market them back into your store and
pre-approve them for another purchase.
I want to offer Zibby

You're 1 step closer to offering Zibby

Request a demo

Turn leads into customers with less effort.
Shop with Lenovo, Pay with Zibby graphic

Lenovo increases sales and gains a new audience thanks to Zibby. View their experience below.

Partnered with the best

“I couldn’t be more pleased with Zibby. The application process is simple and the merchant fees are reasonable.
They’re quick to get you the money, and the customer service is one of a kind.” – Home Furnishing Center

You're probably wondering

We make it easy to get your products into customers’ homes by offering an easy to navigate application, a low cost initial payment, flexible due dates and top notch service. We make bringing customers to you a breeze with our unparalleled marketing strategies and offerings.

We know the future of shopping is online and we want drive as many customers your way as possible by offering a variety of exciting buttons and banners for you to use on your website. We also offer unique online integrations and are partnered with many of today’s leading platforms.

Zibby is a low-cost option to help you close more sales. Connect with a Zibby sales team member to find the program that best suits your needs.

We make it easy to connect with pre-approved customers. If a customer is shopping in-store they can apply and get an instant decision. If a customer is shopping online and is pre-approved you can access that information by logging into your retailer portal or by checking your email within 24 hours. 

Real humans. Real solutions.

If you have any questions please feel free to reach out to us.

1-833-Hi-Zibby